I have never been a fan of complicated compensation plans from network marketing companies. In fact, in addition to overpriced products, it's one of the reasons I generally don't want to be involved with MLM, in spite of its potential if it's done correctly.

Luckily, LiveGood addresses both of these problems. With LiveGood, there are 3 basic elements to earning by sharing with other affiliate members. (There are a few other options that you can ignore while getting started.)

1. Earn 50% of someone's startup fee. They pay $40 one time to become an affiliate, and $9.95/month to access LiveGood's super low prices on health products. So initially, they pay about $50, and you earn 50% of that. So, refer just 2 people and your own initial payment is covered.

As you increase in rank (starting with just 2 referrals), you start also earning when others on your team introduce new affiliates to the program.

2. Earn from everyone below you in a forced matrix. This type of plan means people above you and below you are potentially placing more people below you (in addition to your own referrals), all of which you're paid on. Everyone's working together. This includes people who JUST become members in order to buy low-cost products; they don't have to join as affiliates to be placed in the matrix.

And by the way, it's possible to earn from this matrix even if you refer no one else, as long as the people above you are placing people below you in the matrix. You won't earn as quick or likely as much in this way, but you can still earn without actively recruiting.

You can click here if you're interested to be part of my team and potentially benefit from the team growth I am pursuing.  :)

3. Earn matching bonuses on other people's matrix payments. When the people you refer earn something from the matrix, you earn a percentage of what they earn. And as you increase in rank, earn a percentage of what their referrals are earning too, up to several levels deep. If you personally recruit a couple of people who do very well in this program, you could earn quite a lot just from this.

For more details, you can check out my video in this post.
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LiveGood launched earlier this year (2022), and it instantly appealed as way to access quality nutritional products at wholesale prices. The initial opportunity was less exciting, though honest. I love things that empower the average person, and LiveGood does just that.

But a few days ago, they announced a forced matrix compensation plan that I hope will generate both excitement and camaraderie. With a forced matrix, those who are growing their teams are forced to place members below other members. This means even those who aren't promoting the program can potentially earn money from it as long as they personally remain active members.

Granted, successfully sharing the program yourself increases what you can earn. And if you're benefiting by saving money on good nutrition, why wouldn't you share it? But the matrix can help whether you're successful in this or not.

For sure, LiveGood is no "get rich quick scheme." It can't be, because the products are priced too low for giant payouts to make a few people rich.

Instead, it provides a way for VOLUMES of people to get involved and STAY involved. Dropout is one of the big problems in traditional network marketing. At $9.95/month to remain an active member, and products priced far below retail, this shouldn't be an issue with LiveGood.

So while you won't make a lot per person in the matrix beneath you, the potential is there to earn hundreds or even a couple thousand dollars / month as the matrix fills in. More than this, in fact, if you personally sponsor people and get matching bonuses on what they earn.

If you have any interest in health, and like empowering others, and hate trying to sell overpriced products, LiveGood is definitely a program you'll want to check out.

Click below to watch a short video about the program and reserve your place in the matrix for free.

Dogecoin is a cryptocurrency that was originally developed as an internet joke. It was worth fractions of a penny for a long time. Had you bought $100 worth in 2017, you'd have gotten about 500,000 Dogecoins.

As of this writing, that would be worth about $167,000.

Dogecoin was once such a joke that people would just give it away to one another. If someone had offered you 1000 Dogecoins at that time, would you have taken them? They'd be worth about $330 today. Would you have taken that free money?

What about if someone offered you another cryptocurrency today for free? What if you didn't know whether it would be worth something one day ... but that its potential was looking good. Would you take a free cryptocurrency?

If you said yes, the great news is that you can download an app and push a button ONCE A DAY to mine (collect) a coin on your smartphone. That's it.

You can refer other people to the app to earn it more quickly, but this is optional. I referred just my wife and son and have earned 68 coins in about 2 weeks.

Like Dogecoin (and even Bitcoin) back in the day, these coins are worth nothing for now. But when they launch into the marketplace, what will they be worth? Experts have predicted anything from about 1 penny per coin up to $5 per coin within a few years.

So in 2 weeks ... maybe I've earned less than $1. But maybe I've earned $340.

Why might it go strong?

Because there are already 18 MILLION people mining it. They've made it so it's easy for the average person to mine (collect) so that a massive number of people will be ready to use it as a form of exchange. And that seems pretty important for something to become a form of money.

In other words, it might become way more popular than a lot of current cryptocurrencies simply because it's designed with the average person in mind.

So would you take free money? Or something that might one day be worth money?

If so, you just need to download the app and set up an account. If asked for a referrer, you can use:

cryptosolution

Then push one button a day to collect while it can still be collected. One day, it may not be possible to collect like this. The sooner you start, the more you will be able to mine for free.

Imagine if you could team up with the Chief Marketing Officer (CMO) of Square (major competitor to PayPal) or Visa.

Or imagine the same person had held both roles and you could team up with him.

You can.

I've talked about the simplicity of earning from credit cards by simply referring others to a card and earning as they spend. No cost to them joining a program. No habit changes, outside of which card they use to buy things with. No new products they have to understand. And they compete each month to earn up to 5% cash back, with a minimum 1% cash back.

Unlike a lot of "opportunities" that are here today, gone tomorrow, the Vital credit card company has raised about $1 million for its initial launch, and they just announced that Kevin Burke -- former CMO of both Square and Visa -- is now an investor and member of Vital's advisory board.

Can you see how this is a "real" opportunity vs. much of what's out there? It's a real company with a real product presented with a modern website and a compensation structure that's super easy to understand.

Something anyone can understand and take part in. Which is exactly what you want -- an opportunity that involves the masses.

That's why I encourage you to check out the Vital credit card today.

The credit card industry is a lucrative industry (providing about 3x the return of commercial banking), and is powering close to $2 trillion per year. And while things like cryptocurrency may become competitors in the coming years, we're likely a ways off from crypto transactions replacing credit cards.

So if this is such a big industry, how do you make money with credit cards?

Obviously you could get a job with a credit card company and take a salary, or you could invest in a credit card company and earn from dividends. But I'm talking about how the average person can realistically earn from credit cards.

One option I've seen over the years is selling merchant services to businesses and taking a small piece of all their credit card transactions. I'm not an expert in this, but it's one option to consider.

The easy option for the average person is to earn from consumer spending rather than business earning. They're two sides of the same coin, but if you don't want to have to convince businesses to switch their credit card merchant services, you don't have to. You just need to introduce people to a new Visa credit card and you can forever after earn from their purchases on that card.

Better yet, if they do the same, and their referrals do the same, you can earn from the spending of more and more people.

There's no catch here. You see how many expensive ads credit card companies run on TV and in other media. It's expensive to get consumers using their cards. But one company is taking this new approach, investing in their users who share their card rather than advertising. It'll actually be a huge win for them, as they'd struggle to compete with the entrenched cards.

Users of the card get at least 1% cash back, but they also compete with all others users for up to 5% cash back (on ALL their purchases) each month. Gamification makes this interesting.

The company itself says it's "designed from the ground up to engage the new consumer culture through social gamification, the 'gig' economy and mobile lifestyle. As a company, we seek to leverage this understanding and our industry experience to create a new paradigm in credit card issuing and rewards."

The word "rewards" is key, as Business Insider research shows that this drives card usage even more than cash back (the second primary driver). And at the time of this writing, less than half the 75 million "Millennials and Gen Zs" have a credit card. There is a massive opportunity here.

Best of all, for those reading this in 2021, the company is only expected to launch this year, meaning a ground floor opportunity to really build passive income based on something people already do: use credit cards.

Until they launch, you literally just plug in your email address to show your interest and start asking others to share their email address as well. You can start earning some early (non-financial) rewards by doing so, and also start seeing how your potential monthly earnings advance.

The site is professional and built on gamification. The company already has a partner bank that will power the financials. And they have already raised half a million dollars to fund their launch this year. So it's the real deal, and you can get on board by just entering your email address here:

I know a company that used to spend $30,000 per month in advertising on Facebook, and to "conserve," they cut back to half of that. This is not an unusual spend on Facebook, where roughly $10 BILLION per year is spent on advertising.

Imagine if Facebook allowed you to refer businesses to advertise, and that they'd then PAY YOU 10% of whatever that business spent. If you'd referred this particular business to them, you'd be earning $1500 per month. Every month. For that one referral.

While there's no exact answer on how much a business should put into advertising, general estimates are 5-10% of their revenue. So a company doing $1 million in annual sales should spend between $50,000 and $100,000 a year in ads. If they spent half of that on Facebook, that would be $25,000 to $50,000 per year.

And if you were paid 10% of that for referring them, you'd be earning $2500 to $5000 per year from that one referral.

Refer a company doing $10 million in sales and putting half their ads onto Facebook, that would be $25,000 to $50,000 in annual referral revenue. Think about that.

Why do I bring this up if Facebook doesn't have a referral program?

Because there's another social media platform that DOES have a 10% referral program. And because of censorship, Facebook is shooting itself in the foot by forcing people onto other platforms.

Webtalk (free to join) is building itself into an all-in-one social media platform that is NOT censoring free speech the way Twitter, Facebook, and Google / YouTube are doing. (They don't allow adult material or obviously illegal material.) It is designed for both business and personal use, as it allows you to determine what is seen by the public and the people you're connected to. (Post different things to friends, to family, to business associates, etc.)

You can likewise sort your feed by the people you're connected to, search topics. search for posts with images or videos, etc. It has a built in CRM to better organize your relationships. And it plans to roll out many other features like groups, articles, e-commerce, and much more, including an ad platform like those found on Facebook and Google.

And yes, they have a 10% referral program that not only pays you for every business you refer who eventually advertises, but also for all the activity of the individual users you refer. (Webtalk is free to join, free to use, and free to refer.) You're paid for their activity (with money generated by viewing ads), by those who upgrade to Pro accounts (like what they have on LinkedIn), by those who sell products and services through a central marketplace, etc.

I don't anticipate this being a big money maker right away -- they need to build a large, active community of everyday users like Facebook has. But this is exactly why they offer a generous referral program. For those who can think long-term, inviting people now and engaging them with good content will help to build a foundation for future revenue like I've described above.

Get the users today, businesses will follow. And they will NOT be difficult to refer. They clamor for Google and Facebook because where there is data, there is advertising.

Webtalk should come out of beta in 2021, but is already a well-developed social media website. It has everything people need to build a profile, connect with others, post to feeds, discover content, and much more. It is ready for the traffic, with businesses to follow.

So how about it? $1500/month for one referral? Facebook's proven this is more than possible. There are some businesses spending $100,000 per month and more on Facebook. You can forget about those referral programs that require you to have 10,000 people on several levels before you're earning a lot of money. With something like this, you could have just a handful of referrals generating you a full-time income. But it means taking action now.

Again, Webtalk is free to join, use, and share. So what's holding you back?  :)
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A challenge many people have in building an income online is having a "get rich quick" mentality -- they like the idea of telling a few people about something; that each person will buy in at big bucks; and that those people will cascade the message down to others and earn the first person tons of money.

But if you want to make money online that's not how real business generally works. Real business is about providing as much value as possible at a given price and, ideally, turning each customer into recurring revenue rather than once-in-a-while purchasers. Think about how smartphone makers keep rolling out small upgrades to get people to buy phones again and again. They need the repeat buyers or it's all over for them.

This is why I've spoken so highly of Webtalk. As a social network, it's free to join. (Like with LinkedIn, there are optional pro features; but they're not necessary to use the network.) As a social network that's rolling out features not seen on other networks, it's poised to offer tremendous value to consumers.

Unlike other social networks, it is also sharing its revenue with its members ... especially those who help it to grow. And now, the next stage is about to hit: they are about to start splitting ad revenue with their members.

Up to 50% of ad revenue will be put into a global pool for members to share. Each members share of the pool will depend on things like:

1. Daily engagement on Webtalk (when you login, post, like, comment, share, etc.)

2. When your Webtalk newsfeed posts create engagement from others (views, likes, comments, shares)

3. When your referrals (the people you've invited to Webtalk) earn points, you will earn matching points for referring them to Webtalk (through 5-levels of referrals if you have earned the bonus).

5 levels refers to the fact that early members have the chance to not only earn from activity of their direct referrals, but from THEIR referrals as well, through 5 levels of separation. More details about that on my main Webtalk page.

The beauty of Webtalk is that you simply need to invite people to a new and better social network at a time when others are known to be spying on us and selling our information. Once those people engage in Webtalk, you'll have an opportunity to earn from all their activity, even if they never spend a dime on the platform. (Of course if they do, through future stores, or buying ads as a business, or selling their services as a freelancer, etc., you can earn much more.)

Do note ... Webtalk is in beta as of the end of 2019. Group features, business pages, stores, articles, and so much more is on the way from a company that's invested millions of dollars into its platform. This is not another program that's here today and gone tomorrow. It has serious investors ready to take advantage of today's major disappointments in social networks.

Check out everything Webtalk has to offer!

I recently came across an article from the website BehindMLM, which makes several mistakes in its review of Webtalk, and I think it worth clearing up.

Information about the Company
They open their article by saying that Webtalk provides no information about who owns or runs the business. Oddly, this appears true in the sense that they don't have an "About Us" page on the front end. But as soon as you've joined, you're connected to the founder, chairman, and CEO, RJ Garbowicz. His profile talks all about the company, where it's going, and the team that's running the company.

Free Members DO Get Unlimited Contacts
A bigger error the article makes -- especially because this error would really dissuade people from joining a promising service -- is in saying that free members are locked into having 50 contacts. I understand why they've made this mistake, and will explain this in a second, but this is entirely untrue.

Like on any social network, free members can have unlimited numbers of contacts. Otherwise, it would definitely be awkward to invite people to Webtalk, as you'd basically be inviting them to something they'd have to eventually pay for while other social networks are free.

But Webtalk is entirely free, and no one has to upgrade to get more contacts.

So why does the article claim this? Because they've misunderstood a pro feature. One thing Webtalk lets you do is break people into different groups. Friends, family, acquaintances, and business contacts. This helps sort the posts you want to read as well as who you want seeing certain posts. This is a HUGE advantage of Webtalk for people to think about. And this feature is FREE.

But if you want to get really specific about the types of business contacts you have, Webtalk even lets you use their system as a simple CRM (customer relationship manager). This means breaking business contacts into more refined groups like prospects, vendors, and so on. This is not for everyone. It's an advanced feature that some will use. And free members will only be able to have 50 contacts who get sorted in this more advanced way. To go further with using Webtalk as a CRM, then you would need to pay, much as you pay for advanced features on LinkedIn. (Pro accounts also come with additional features.)

But free members can still have unlimited contacts sorted into friends, family, acquaintance, and business categories at the broad level. This is all that most people will ever need.

ALL Members (incl. Free) Can Earn by Sharing
Another error they make is suggesting that Webtalk's referral compensation is only available to their first million members. Again, I know where this is coming from, but it's wrong.

Those who sign up during beta (originally suggested as just their first million members, but later extended to all who join during beta) have access to a 5-level referral program to help the company grow in its early period. And this is the only income opportunity the article mentions. But this is a beta only program.

Once Webtalk leaves the beta period, it will have a standard 1-level affiliate program for ALL members. Or if people find out about Webtalk without a referral, they can join without one. There is no need to come in from a referral (after beta). But those who continue to bring in others will continue to benefit from any revenue generated by those people, whether from a pro account or because they do some advertising or because they sell products or services on the platform or whatever.

The article IS ACCURATE in saying that you do NOT need to pay anything to take part in the referral program, though to qualify for commissions you need to have ONE referral who upgrades to a pro account (these start at $20/month and have several benefits especially to business users).

Webtalk is NOT an MLM Social Network
Another error the article makes is suggesting that this is an MLM social network. The article RIGHTLY points out that most people will never want to join an MLM social network, because in such a network, everyone's just trying to sell everyone else on something. And yes, because of the initial 5-level referral program, the early Webtalk experience is like that to a degree. But just don't connect with the people who are posting garbage on their feeds and the problem is solved.

As the network leaves beta and people can join without referrals, and all new members will only have a 1-tier affiliate program, that flavor will rapidly disappear. Webtalk has no intention of being an MLM social network. They are rolling out features not seen elsewhere, gunning to be among the most advanced platforms for communicating in more targeted ways and seeing the news you want, when you want it, with advanced filtering that lets you sort between groups of people, types of posts (images, videos, files, etc.), and much more.

All for free.

The article specifically says: "Case in point, have a closer look at WebTalk's premium memberships. Benefits offered are strictly marketing advantages, in that you're paying to increase your advertising reach to WebTalk members. How does this benefit a non-affiliate WebTalk member? It doesn't."

First, by non-affiliate, I'll give the benefit of the doubt and assume they mean "non-paying Webtalk member." To the point, the tools are networking tools, precisely like those found in LinkedIn paid accounts. People use them for business purposes. Yes, some wrongly use them to just sell. But others are very good at using them to network, and this hasn't driven "free" members of LinkedIn away from that platform.

Webtalk DOES Offer Something New
The article's bottom line says that no one will join an MLM social network (I agree, and Webtalk isn't one) and that Webtalk brings no new features to social networking. I strongly disagree.

When you join and view the founder's profile, you can see the extensive number of features they're working on that will make Webtalk different. (And they say that, unlike on Facebook, you'll never have to pay to reach your followers. Your followers get to decide what they see, including how heavily they want to weigh you or anyone else in their feed.)

That's why I'm especially interested to see where it goes.

Because I agree, if it brings nothing new to social networking, then they might as well bow out. But they clearly know that, and everything they're showing so far is that they're ready to take this well beyond.

They may succeed or not. Every business needs good execution and a bit of magic to reach the tipping point. But that doesn't negate the solid foundation and vision that Webtalk has.
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Webtalk is a social network that's taken off in just the last couple months, from nearly no users to nearly 2 million. It's done so in part because it's planning to be a whole lot more than just another social network (click here to learn more about why it's unique) and in part because of a generous affiliate program.

It's free to join Webtalk, and it's free to refer the network as an affiliate.

So if it's free to join, how can you make money by referring it, and does it represent a good way of making money? Let's take a look.
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1) If it's free to join, how can you make money referring Webtalk?
As you know, probably every social network is free to join, and they all make money. Facebook is one of the wealthiest companies on the planet.

Now imagine that Facebook had agreed to pay all its earliest members a percentage of what it earned ... for life. They were already referring Facebook to other people anyway. Imagine how wealthy they would be today. That's the power of revenue from things like advertising.

Not only is Webtalk offering a percentage of its income for referrals, but it will monetize much more than advertising.

2) Does Webtalk represent a good way of making money?
Like any startup, there's no knowing how well Webtalk will succeed. But if it gets anywhere meaningful in the social network world (it's already in rapid ascent), its referring members could make quite a lot. Take a look:

• They will run ads, which means even free members will generate revenue as they use the platform.
• They will sell advertising to businesses, which generates revenue.
• They will have paid, pro accounts similar to LinkedIn, which generates revenue.
• They will have stores and marketplaces for selling new and used products as well as services. All of these sales will generate revenue.
• They will have a Webpay service based on the blockchain (Bitcoin-type of technology). Think of PayPal, but upgraded to "distributed" blockchain technology.

​With Webtalk's affiliate program, you earn 10% of the money generated by any person or business you directly refer to Webtalk. So if they're selling their products and services ... or they upgrade to a pro account ... or they just occasionally click on ads ... or they start using Webpay on their own website to collect payments for things they do. You could earn 10% of Webtalk's revenue on ALL these activities.

Crazier still ... if you join Webtalk while it's still in beta, you will earn more than just that 10%. If your referrals refer other people, you earn 10% off the revenue from those people as well. And that continues through 5 levels of referrals, which makes it possible to be earning 10% of the revenue generated by thousands of people, depending on your group sharing.

Even without this revenue opportunity, Webtalk is attractive as something more than just another social network, and is worth checking out. But with the chance to earn 10% of all revenue generated by every referral ... for life ... well, it becomes something worth jumping on sooner rather than later, and seeing whether being social can also begin building up your wealth.

I believe in educating about business opportunities so people can decide what programs best fit their interests and needs ... while avoiding scams. That's what this website is about.

That's why I've put together this video on the Vital credit card opportunity. I think when you see all its benefits while it avoids many of the problems of both MLM and affiliate marketing, you'll be pretty compelled to take part.