1.5% Cash Back on ALL Spending
PLUS Cash Rewards
for Everyone You Share It With.
For as Long as They Use It!
(PLUS ... random cash rewards for good credit behavior.)
Prelaunch is closed.
Program is currently in beta with a small number of card users, including myself.
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Did you ever wish for a business opportunity that actually didn't cost you anything? That didn't involve any product purchases? That wasn't hard to explain? And that didn't involve ANY selling?
The Vital credit card opportunity nails everything I look for by combining the best of affiliate marketing and network marketing while eliminating the pitfalls of each. Want to see why I like it? Take a look at my checklist! |
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- Free to join. Most affiliate programs are free to join. Most network marketing companies charge you to start selling their product. Vital is free to join.
- Nothing to buy. Most affiliate programs don't require you to buy anything. They just want you sharing their product. Most network marketing companies require you to make monthly purchases of their products. Vital only asks that you spend at least $50/month on the card on things you're already buying if you want to participate in the cash rewards (explained below). So there's nothing new to buy. (And if you spend less on it, you'll still get between 1.5% cash back.)
- Nothing to sell. You're just recommending that someone pick up a new credit card that pays them 1.5% cash back on ALL their purchases. And it's free for them if they qualify with a reasonable credit score. (Secured credit cards available for those who need to establish credit.) You don't have to explain a product or encourage them to buy one.
- No habits to change. This is a big one. Normally you're asking people to adjust their lives to a new product or service. In this case, they just change what credit card they're using for their usual purchases. Or they just set it up once to automatically pay some monthly bills. Done. No more thinking about it.
- Leveraged income. Most affiliate programs only pay you for the direct sales you've made. Network marketing pays you on the efforts of your entire team, encouraging you to help them succeed. Vital pays you not only for the active cardholders you've referred but also for those referred by your team members.
- Recurring income. Most affiliate programs pay you just once for a referral. If that person continues to buy from the company for years and years, all because of you, you only benefit once. In network marketing, you're paid EVERY time that person comes back to make a purchase. With Vital, you're paid forever on the active cardholders you and your team members have referred.
- Professional presentation. I want the company website looking great. I want it clean, beautiful, free of typos, and answering questions. Vital's website is all this and more. They make it easy to trust that they know what they're doing.
- Simple compensation plan. Most affiliate programs have compensation plans that are easy to explain because they just pay you a flat rate or percentage on a one-time sale. Most network marketing plans are so complex that they need multi-page documents to detail them; and then no one understands them, so they have hour-long webinars to walk you through them. And then when someone asks you about it ... you can't remember the details. Ugh!
Vital's compensation plan is incredibly easy to understand: 1% of all purchases by all card holders is set into a monthly global pool. Each month, this is divided among all active cardholders who have shared the card, based on the sharing score they've built up.
* Get 4 points for every direct referral you make
* Get 2 points for every direct referral they make
* Get 1 point for every direct referral the next level makes
That's it -- 3 levels building up points that you keep as long as the referrals are actively using their cards (at least $1 in spending) in any given month. (Get people to put their recurring bills onto this card and you're all set!) When was the last time you saw a compensation plan explained so quickly?
Let me be clear: you get 1.5% cash back on ALL your purchases no matter what. The 1% global pool for cash rewards is ADDITIONAL to the cash back.
1.5% Cash Back for Credit Card Users
and No Annual Fee
If you want to earn money from something, you need to offer a great value. Most credit cards offer 1% back on most purchases, with additional money back on specific purchases. Very few offer 1.5% back on ALL purchases, and that's what you get to promote with Vital.
As an example, my Amazon card pays me 5% back on Amazon and Whole Foods purchases and 2% back on gas, drug stores, and restaurants. I can continue to use it for those items.
ALL my other purchases will go onto my Vital card, where I'll earn 1.5% back. So as a consumer, it's a good value to me. This makes it easy to share, and the more you share, the more you can earn.
EVEN MORE INTERESTING ... if you are actively referring Vital, you can earn 2% and even 3% cash back for an entire quarter (3-month period) if you referred enough people to the card in the previous quarter! This is in addition to the referral rewards already described. It's like a short-term bonus. :)
As an example, my Amazon card pays me 5% back on Amazon and Whole Foods purchases and 2% back on gas, drug stores, and restaurants. I can continue to use it for those items.
ALL my other purchases will go onto my Vital card, where I'll earn 1.5% back. So as a consumer, it's a good value to me. This makes it easy to share, and the more you share, the more you can earn.
EVEN MORE INTERESTING ... if you are actively referring Vital, you can earn 2% and even 3% cash back for an entire quarter (3-month period) if you referred enough people to the card in the previous quarter! This is in addition to the referral rewards already described. It's like a short-term bonus. :)