Double Your Spending Power
And more! This changes banking. This changes spending.

​Forget about 1%, 2% or 5% cash back cards. Now you can DOUBLE your spending power while also enhancing your banking benefits.
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Key facts:

• Private, secure banking platform.
• FDIC insured.
• Visa debit card.
• Backed by community and minority banks -- so important to the future of our economy vs big banks.
• Legal trust ensures profits go back into member benefits, not shareholder pockets.
• Get $500 in spending power when you join.

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Double Your Spending Power

Compared to 1% and 2% cash back programs, this seemed too good to be true, so I had to dive deep. Now I figured it out and I'm getting my family involved. Here's why:

• For every $1 you spend, you get $1 in spending power inside their buying club. This is a 100% match of rewards dollars, called "Z-Bucks."
  
  
• This is not "cash back," but effectively far better. They have a buying club with products from major brands, and you can use your Z-Bucks to buy the retail price down as low as wholesale. In other words ... stop buying products at retail and buy at wholesale instead.
  
  
• ​This puts massive buying power into your hands, instead of pennies on the dollar in traditional rewards.
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• Some products / travel (etc.) are sold through flash sales and purchased 100% with Z-Bucks -- you pay zero cash for them!

Other Banking Benefits

This is a full-on banking experience with benefits like you've never seen.

• Earn an interest rate on your savings that they haven't announced yet (they are in pre-launch), but have described as "remarkable."
• Buy gift cards from hundreds of brands (as gifts or for your own spending). Still double your spending power PLUS get up to 5% cash back put directly into your savings.
• Optionally round up all spending to the nearest dollar; the extra goes directly into your savings.
• Other banking services on the way!

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Extraordinary Pre-Launch Benefits

TranzactCard Membership

• $25 for life – annual fee waived!
• 500 Z-Bucks upon your first transaction
• 500 Z-Bucks upon your first transaction
  after your renewal date
• Double Z-Bucks on every purchase
  for your first year – through November
  2024

Digital Branch Office

• $495 (one time) + $50/month + 10% service fee. (A portion of this fee goes into long-term savings for you.)
• All TranzactCard Membership Benefits.
• Earn revenue for growing your own business and promoting the benefits of TranzactCard to others.
• Permission to use TranzactCard trademarked assets and materials produced by headquarters to enhance your marketing efforts.
•  Specialized training programs to enhance your knowledge of TranzactCard’s products, services, and business operations.
• Be among first 15,000 branches by October 31: service fee becomes 1% for life (and the other 9% goes into long-term savings).
• Become a manager by October 31: $495 refunded and $50/month fee waived for life. (Refer 3 other branches.)

Learn More